Original research · 2026

The 2026 State Tax Burden Study

We ran the exact same $75,000 single-filer salary through our 2026 engine for all 50 states and the District of Columbia — same federal bracket, same FICA, same standard deduction — so the only thing that changes is the state. Below is the take-home pay, ranked, computed line by line.

Researched by the The Atkins Media Editorial Team · Reviewed by Jim Atkins, Founder of Atkins Media · Updated October 28, 2026

Highest take-home

Alaska

$61,593 / year · $2,368.94 per paycheck

Lowest take-home

Oregon

$55,571 / year · $2,137.35 per paycheck

The state-line spread

$6,021

Difference on the same $75,000 salary — 9 states levy no wage income tax.

Methodology & assumptionsShow

The earner

  • $75,000 gross salary, single filer
  • Paid bi-weekly (26 paychecks)
  • Post-2020 W-4, no dependents, no adjustments
  • No 401(k), no pre-tax or post-tax deductions
  • Standard deduction at federal and state level

The taxes

  • 2026 federal progressive brackets (Rev. Proc. 2025-32)
  • Social Security 6.2% up to $184,500; Medicare 1.45%
  • Each state's 2026 schedule after its own deduction/exemption
  • State credits not modelled; local taxes excluded at this level

Every figure is computed on this page from the same engine that powers the calculator, so each row matches a live report exactly. Sources: IRS Publication 15, IRS Rev. Proc. 2025-32, SSA 2026 wage base, and state revenue departments. Estimates for planning purposes only — not tax advice.

#Calculator
1Alaskano income tax$61,593$7,670—$5,73817.9%Run it
2Floridano income tax$61,593$7,670—$5,73817.9%Run it
3Nevadano income tax$61,593$7,670—$5,73817.9%Run it
4New Hampshireno income tax$61,593$7,670—$5,73817.9%Run it
5South Dakotano income tax$61,593$7,670—$5,73817.9%Run it
6Tennesseeno income tax$61,593$7,670—$5,73817.9%Run it
7Texasno income tax$61,593$7,670—$5,73817.9%Run it
8Washingtonno income tax$61,593$7,670—$5,73817.9%Run it
9Wyomingno income tax$61,593$7,670—$5,73817.9%Run it
10North Dakota$61,316$7,670$276$5,73818.2%Run it
11Ohio$60,246$7,670$1,346$5,73819.7%Run it
12Arizona$60,120$7,670$1,473$5,73819.8%Run it
13Louisiana$59,718$7,670$1,875$5,73820.4%Run it
14Indiana$59,380$7,670$2,213$5,73820.8%Run it
15Pennsylvania$59,290$7,670$2,303$5,73820.9%Run it
16Rhode Island$59,183$7,670$2,409$5,73821.1%Run it
17Vermont$59,181$7,670$2,412$5,73821.1%Run it
18New Mexico$59,157$7,670$2,435$5,73821.1%Run it
19North Carolina$59,109$7,670$2,484$5,73821.2%Run it
20Colorado$59,089$7,670$2,503$5,73821.2%Run it
21Mississippi$59,085$7,670$2,508$5,73821.2%Run it
22Kentucky$59,082$7,670$2,511$5,73821.2%Run it
23Missouri$58,995$7,670$2,598$5,73821.3%Run it
24New Jersey$58,941$7,670$2,651$5,73821.4%Run it
25Arkansas$58,935$7,670$2,658$5,73821.4%Run it
26Nebraska$58,877$7,670$2,716$5,73821.5%Run it
27West Virginia$58,816$7,670$2,777$5,73821.6%Run it
28Iowa$58,743$7,670$2,850$5,73821.7%Run it
29Wisconsin$58,705$7,670$2,887$5,73821.7%Run it
30South Carolina$58,599$7,670$2,993$5,73821.9%Run it
31California$58,589$7,670$3,004$5,73821.9%Run it
32Oklahoma$58,520$7,670$3,072$5,73822.0%Run it
33Idaho$58,471$7,670$3,122$5,73822.0%Run it
34Michigan$58,405$7,670$3,188$5,73822.1%Run it
35Georgia$58,386$7,670$3,207$5,73822.2%Run it
36Montana$58,371$7,670$3,222$5,73822.2%Run it
37Connecticut$58,218$7,670$3,375$5,73822.4%Run it
38Maryland$58,197$7,670$3,396$5,73822.4%Run it
39Utah$58,180$7,670$3,413$5,73822.4%Run it
40District of Columbia$58,164$7,670$3,429$5,73822.4%Run it
41Alabama$58,083$7,670$3,510$5,73822.6%Run it
42Minnesota$58,047$7,670$3,546$5,73822.6%Run it
43Virginia$58,026$7,670$3,566$5,73822.6%Run it
44Kansas$57,975$7,670$3,618$5,73822.7%Run it
45Illinois$57,880$7,670$3,713$5,73822.8%Run it
46Delaware$57,874$7,670$3,719$5,73822.8%Run it
47Maine$57,864$7,670$3,728$5,73822.8%Run it
48New York$57,845$7,670$3,748$5,73822.9%Run it
49Massachusetts$57,843$7,670$3,750$5,73822.9%Run it
50Hawaii$56,333$7,670$5,260$5,73824.9%Run it
51Oregon$55,571$7,670$6,021$5,73825.9%Run it

Take-home = gross minus federal income tax, state income tax and FICA (Social Security + Medicare). Rank column shows position when sorted by take-home. Local income taxes are excluded here — see the city guides for local rates.

The local layer

City take-home, with local taxes

The state table stops at the state line — but thousands of cities and counties take their own cut. Here is the same $75,000 earner in each of our 65 city guides, with the correct local income tax applied where one exists. Sorted by take-home.

$6,133 spread between highest and lowest
#CityTake-homeState taxLocal taxEffective rateGuide
1AustinTX$61,593——17.9%Open
2HoustonTX$61,593——17.9%Open
3DallasTX$61,593——17.9%Open
4SeattleWA$61,593——17.9%Open
5MiamiFL$61,593——17.9%Open
6NashvilleTN$61,593——17.9%Open
7Las VegasNV$61,593——17.9%Open
8San AntonioTX$61,593——17.9%Open
9Fort WorthTX$61,593——17.9%Open
10TampaFL$61,593——17.9%Open
11OrlandoFL$61,593——17.9%Open
12JacksonvilleFL$61,593——17.9%Open
13MemphisTN$61,593——17.9%Open
14AnchorageAK$61,593——17.9%Open
15PhoenixAZ$60,120$1,473—19.8%Open
16TucsonAZ$60,120$1,473—19.8%Open
17New OrleansLA$59,718$1,875—20.4%Open
18ProvidenceRI$59,183$2,409—21.1%Open
19AlbuquerqueNM$59,157$2,435—21.1%Open
20CharlotteNC$59,109$2,484—21.2%Open
21RaleighNC$59,109$2,484—21.2%Open
22DenverCO$59,089$2,503—21.2%Open
23Colorado SpringsCO$59,089$2,503—21.2%Open
24JacksonMS$59,085$2,508—21.2%Open
25NewarkNJ$58,941$2,651—21.4%Open
26Jersey CityNJ$58,941$2,651—21.4%Open
27Little RockAR$58,935$2,658—21.4%Open
28CincinnatiOH+ local$58,896$1,346$1,35021.5%Open
29OmahaNE$58,877$2,716—21.5%Open
30Des MoinesIA$58,743$2,850—21.7%Open
31MilwaukeeWI$58,705$2,887—21.7%Open
32CharlestonSC$58,599$2,993—21.9%Open
33Los AngelesCA$58,589$3,004—21.9%Open
34San FranciscoCA$58,589$3,004—21.9%Open
35San DiegoCA$58,589$3,004—21.9%Open
36San JoseCA$58,589$3,004—21.9%Open
37SacramentoCA$58,589$3,004—21.9%Open
38Oklahoma CityOK$58,520$3,072—22.0%Open
39BoiseID$58,471$3,122—22.0%Open
40AtlantaGA$58,386$3,207—22.2%Open
41ColumbusOH+ local$58,371$1,346$1,87522.2%Open
42ClevelandOH+ local$58,371$1,346$1,87522.2%Open
43ToledoOH+ local$58,371$1,346$1,87522.2%Open
44Kansas CityMO+ local$58,245$2,598$75022.3%Open
45St. LouisMO+ local$58,245$2,598$75022.3%Open
46HartfordCT$58,218$3,375—22.4%Open
47Salt Lake CityUT$58,180$3,413—22.4%Open
48WashingtonDC$58,164$3,429—22.4%Open
49MinneapolisMN$58,047$3,546—22.6%Open
50ChicagoIL$57,880$3,713—22.8%Open
51IndianapolisIN+ local$57,865$2,213$1,51522.8%Open
52BostonMA$57,843$3,750—22.9%Open
53LouisvilleKY+ local$57,432$2,511$1,65023.4%Open
54LexingtonKY+ local$57,394$2,511$1,68823.5%Open
55BirminghamAL+ local$57,333$3,510$75023.6%Open
56Grand RapidsMI+ local$57,280$3,188$1,12523.6%Open
57YonkersNY+ local$57,217$3,748$62823.7%Open
58PittsburghPA+ local$57,040$2,303$2,25023.9%Open
59WilmingtonDE+ local$56,936$3,719$93824.1%Open
60DetroitMI+ local$56,605$3,188$1,80024.5%Open
61PhiladelphiaPA+ local$56,489$2,303$2,80124.7%Open
62HonoluluHI$56,333$5,260—24.9%Open
63BaltimoreMD+ local$55,873$3,396$2,32325.5%Open
64PortlandOR$55,571$6,021—25.9%Open
65New York CityNY+ local$55,459$3,748$2,38526.1%Open

Same earner as the state table, plus each city's local income tax. Cities marked “+ local” levy their own income tax; the rest show their state figure. The local line on a real paystub is the one most calculators never show you.

For publishers & bloggers

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Run your own number

This study uses a standard $75,000 earner. Your real paycheck depends on your W-4, deductions, 401(k) and locality. The calculator applies the same 2026 engine to your exact situation.

Open the paycheck calculatorCompare two states
Payroll Tax Calc

Executive-grade payroll withholding precision, computed entirely in your browser.

Methodology

Federal figures use 2026 progressive brackets and standard deductions. FICA applies Social Security at 6.2% up to the $184,500 wage base and Medicare at 1.45%, plus the 0.9% Additional Medicare Tax above statutory thresholds. State results apply each state's 2026 bracket schedule after its standard deduction and personal exemptions, with county and city income taxes included where you select a locality.

Disclaimer

Payroll Tax Calc provides estimates for planning purposes only and is not tax, legal, or financial advice. Local tax coverage includes the county and city income taxes listed in the calculator; state credits are not modelled. Consult a qualified professional before making withholding decisions.

support@atkinsmedia.io© 2026 PayrollTaxCalc.com · Atkins Media. All calculations run client-side; no salary data leaves your device.

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